Homebuyer Programs

The following agencies offer provide assistance to homebuyers. Each program has its own eligibility and assistance.  We encourage you to reach out directly to these agencies as the programs and resources frequently change.

  1. Homebuyer Programs

City of Chicopee-

Office of Community Development-offers a First Time Homebuyer Assistance Program which assists with a maximum of 3% purchase price which can't exceed $5,000.  This assistance is in the form of a deferred payment loan.


Planning Department- The program is designed to encourage able and willing buyers to invest in a smaller multi-unit property, in which one unit would be their primary residence.  Similar to the federal 203k financing program, the Multi-family Investment program will leverage private mortgage money for the acquisition and rehabilitation of residential properties.  The Multi-family Investment Program will utilize the existing sustainable underwriting standards of the Participating Lenders.



MassHousing-Mortgage program has affordable interest rates, fixed for the life of the loan and flexible underwriting and income limits



Neighborhood Assistance Corporation of America (NACA)-provides both comprehensive housing counseling and access to an incredible mortgage.



Springfield Neighborhood Housing Services (mortgage programs) is a non-profit agency that provides home buying counseling as well as affordable mortgage products.  It is a Community Development Financial Institution (CDFI) certified by the United States Department of the Treasury provides a full array of mortgage products to potential.  Loan products include those for purchase, refinance and/or rehabilitation.  Springfield NHS has helped hundreds of families achieve their dreams of sustainable homeownership.